BEST MONEY DIARIE FULL
BEST MONEY DIARIE SERIES
BEST MONEY DIARIE TV

It takes about 45 minutes to cook and about 40 minutes to convince the kids to eat some of it.ħ.30 pm: We put the kids in bed with milk.Ĩ.30 pm: After a long day, we tidy up and watch something on Netflix.ħ.00 am: Kids wake up early, so do the usual routine.Ĩ.00 am: I drop the kids off at crèche early and head to do some shopping in Dunnes. My wife collected our other kid earlier because she wasn’t feeling well.Ħ.00 pm: Chicken Fajitas for dinner: four free-range chicken breasts, tomatoes, four large peppers, three onions, garlic, an avocado and a fajita kit from Lidl. The entire cost of this meal is about €22.00. Call with the east coast of US about a US-centric marketing campaign.ģ.00 pm: Call with my boss on the west coast of the US (she’s a really early riser).Ĥ.00 pm: Do some emails/planning before finishing up for the day.ĥ.15 pm: I collect my son from crèche on foot and go for a little run around a park on the way home. I recently cancelled my gym membership because I hadn’t been since early 2019.Ģ.00 pm: Back at my desk. I invested in a squat rack and an Olympic bar with weights, so I do some weights 2-3 times a week. The weekly cost of porridge for everyone, along with toppings and juice is about €14.00.ġ2.45 pm: Go outside to my back garden to work out. I also have some freshly squeezed orange juice. I eat it with blueberries, peanut butter and a bit of jam. ( €5.00)ĩ.30 am: I check my email and do some work on a white paper report I’m writing.ġ0.30 am: First call with a group from central Europe about a sales opportunity.ġ1.30 am: Second call with a group from the UK, again about a sales opportunity.ġ2.15 pm: I get my own breakfast, which is the porridge from earlier which has been left on a low heat. The kid’s lunches are bread, cheese, fruit and yoghurts. After they have their breakfast, I help them pack their bags and walk them to crèche – it’s about a mile away. I go downstairs and put on a big pot of porridge with flax seeds for everyone.

Subscriptions: €67 a month for Netflix, Amazon Prime, NowTV, Disney+ and Apple TVĨ.00 am: Woken up by the kids. Health insurance: Paid for the family by workĬrèche: €1,900 after the Early Childhood Care and Education (ECCE) scheme discount

BEST MONEY DIARIE TV

Household bills: €80 for heating, €60 on internet with Sky - we only have Internet, not TV box Transport: Car insurance is about €55 a month, motor tax is €220, maintenance to get it through the NCT usually costs about €200 and we spend about €70 a month on Diesel Monthly pay (net): €5,850 Monthly expenses Salary: €142,000 without bonuses and shares My kids are both in crèche, which is very expensive, but unavoidable.

BEST MONEY DIARIE FULL

My wife is self-employed and earns about €30K per annum, but this will probably increase – she decided to work part-time while the kids were very young, but she went back to full time recently. I get 10% of my salary directly in shares and I spend 20% of my after-tax salary on more shares (I’m maxing this opportunity out, hopefully, I’m doing the right thing). While I put 14% of my salary into my pension, I have been advised to put the maximum tax-free amount in, which is quite high for my age. The advantage of this is that the share price is lower than the market value. I can also opt to have a portion of my salary allocated to me as shares and I can purchase shares. My basic salary is €142K, I get bonuses of between €30K and €50K, share grants of varying amounts and my employer contributes 14% of my base salary to my pension.

I have a corporate job in product management.

I’m a man in my mid-40s, married with two small kids and living in Dublin City. This week, a product manager on over €140K living in Dublin. Last time around, we heard from a 23-year-old student and fast food worker on €13K living in Dublin. When reading and commenting, bear in mind that their situation will not be relatable for everyone, it is simply an account of a week in their shoes, so let’s be kind.

If you’re interested send a mail to We would love to hear from you.Įach money diary is submitted by readers just like you. We’re asking readers to keep a record of how much they earn, what they save if anything, and what they’re spending their money on over the course of one week.Īre you a spender, a saver or a splurger? We’re looking for readers who will keep a money diary for a week.

BEST MONEY DIARIE SERIES

WELCOME TO HOW I Spend My Money, a series on TheJournal.ie that looks at how people in Ireland really handle their finances.

Best money diarie